The Easy Way to Pay

With you can pay by scanning a QR code at your favorite store, easily transfer money, and order directly from the app.
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  • Make payments and transfers

    Send and receive money easily through the app
  • Order products inside the app

    Choose from a wide variety of stores and products right inside the app
  • Order from the best restaurants

    Browse a huge selection of restaurants and their menu's
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  • Review past payments and orders

    All your receipts are stored as you pay for you to conveniently view and share.
  • Transfer or pay for others

    Use to purchase Prepaid credit or send credit to others
  • Pay quickly and safely

    A complete lifestyle solution enabling you to make fast, easy and secure transactions

Top Faq's

How to create Pay.Aw account
  1. Open your app
  2. Tap on ‘Register’
  3. Enter your name, mobile number, email and tap on ‘Continue’
  4. Enter the one time password (OTP) that you will receive on your mobile number and click on ‘Submit’
  5. Enter your bank info if needed, otherwise click skip
  6. Your account has been created please log in
What is Pay.Aw is Aruba’s first and only mobile payment and commerce platform. We make mobile cashless transactions possible by enabling payment through QR-code scanning, in app purchasing, peer to peer transfers, and more.

How to transfer money back from Pay.Aw to bank account
  1. Tap on ‘Bank’ on app
  2. Tap on ‘Bank Out’
  3. Enter the amount
  4. Tap on ‘Continue’
  5. Enter Pin
  6. Money is transferred to bank
Is there a fee associated with a personal Pay.Aw account?

At this time, Setar N.V. is not charging a fee for personal accounts. Setar N.V. will as usual provide advance notice in case a fee is introduced for a personal account.

How to pay electricity bill by Pay.Aw?
  1. Tap on ‘Bill Payments’ on app
  2. Select the biller that you want to pay
  3. Enter the account and invoice number
  4. Tap on Continue
  5. Confirm the amount
  6. Tap on ‘Pay’
  7. Enter your pin
  8. Invoice is paid


Enhance your service and gain a larger customer base, all while increasing efficiency and lowing waiting times.

Connect the dots
Connect the dots
Get paid anywhere
Get paid anywhere
Gain valuable insight
Gain valuable insight
The future is mobile
The future is mobile
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