The Easy Way to Pay

With Pay.aw you can pay by scanning a QR code at your favorite store, easily transfer money, and order directly from the app.
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Features

  • Make payments and transfers

    Send and receive money easily through the app
  • Order products inside the app

    Choose from a wide variety of stores and products right inside the app
  • Order from the best restaurants

    Browse a huge selection of restaurants and their menu's
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  • Review past payments and orders

    All your receipts are stored as you pay for you to conveniently view and share.
  • Transfer or pay for others

    Use Pay.aw to purchase Prepaid credit or send credit to others
  • Pay quickly and safely

    A complete lifestyle solution enabling you to make fast, easy and secure transactions

Top Faq's

How do I get started with Pay.aw?

• Download the Pay.aw app from your respective App-store
• Open your Pay.aw app
• Tap on ‘Register’
• Enter your name, mobile number, email and tap on ‘Continue.’ The service is available to all local mobile subscribers with a smartphone.
• Enter the 5-digit one time PIN (OTP) that you will receive via SMS on your mobile phone and click on ‘Submit’
• Choose a new 5-digit PIN for securing and approving transactions in your Pay.aw app
• Your Pay.aw account and wallet have been created, please log in

What is Pay.aw?

Pay.aw is Aruba’s first and only mobile wallet that allows you to do fast, easy, and contactless mobile transfers & payments. Complete any person-to-person transaction, person-to-business payment, or any mobile commerce option from the convenience of your smartphone. Mobile transactions from the tip of your fingers, that is Pay.aw! The best part? Pay.aw operates 100% locally, so, if you wish, you can easily connect your local bank to your Pay.aw wallet and start transacting.

How to add money from your CIBC bank account to your Pay.aw wallet?

You can send money from your bank account directly to your Pay.aw wallet by making a local bank transfer as follows:

Log in to your CIBC Online Banking app (or browser)
First Step: Create a local transfer Payee profile (or template) for Pay.aw. You will create this profile once and will use it every time you want to Bank-in. Skip this step if the Payee profile is already created.
• Transfer Type: To a customer of another bank in my country
• Payee Name: Payaw
• Address Line 1: Seroe Blanco 29 A
• Payee’s Bank Country: Aruba
• Bank Name: Aruba Bank N.V.
• Account Number: 7292929 (This is the Pay.aw account number)
• Account Type: Checking

Second step: choose to make a local transfer (Transfer to local bank)
• At ‘From’ > Choose the account you’d like to use to send money from.
• At ‘To’ > Choose ‘Payaw’ from your Payee’s list.
• At ‘Amount’ > Enter the amount you’d like to transfer to your Pay.aw Wallet. Please note that your Pay.aw wallet holds a maximum of Afl. 350 at any time.
• At ‘Purpose of Transfer > Choose ‘Consumer Goods’
• At ‘Transfer Details’ > Enter the 7-digit mobile number that you’d like to credit (ex. yours, a family member, etc.) Do not use +297, any spaces or special characters.

Execute the transfer. Once the transfer is completed the amount you’ve transferred will be available in your Pay.aw Wallet, typically within a minute or two. Happy Shopping.

How to add money from your Royal Bank of Aruba (RBC) Royal Bank account to your Pay.aw wallet.

You can send money from your bank account directly to your Pay.aw wallet by making a local bank transfer as follows:

Log in to your RBC online banking app (or browser)

Choose to make a local transfer (Domestic Clearing) in the ‘Payment’ tab
• At ‘Amount’ > Enter the amount you’d like to transfer to your Pay.aw Wallet. Please note that your Pay.aw wallet holds a maximum of Afl. 350 at any time.
• At ‘Currency’ > Make sure this is set to AWG.
At the beneficiary section:
• At ‘Beneficiary’s Name’ > Enter Payaw
• At ‘Account number’ > Enter 7292929 (This is the Pay.aw account number)
• At ‘Beneficiary’s Bank’> Choose Aruba Bank
At the Additional Information section:
• At ‘Purpose’ > “Choose 1010 – Consumer Goods”
• At ‘Originator to Beneficiary Information’ > Enter the 7-digit mobile number that you’d like to credit (ex. yours, a family member, etc.) Do not use +297, any spaces or special characters.

Suggestion: It would be handy to save this transaction as a template after making the first transaction for easy future reuse.

Execute the transfer. Once the transfer is completed the amount you have transferred will be available in your Pay.aw Wallet typically within a minute or two. Happy Shopping

How to add money from your Banco di Caribe bank account to your Pay.aw wallet.

You can send money from your bank account directly to your Pay.aw wallet by making a local bank transfer as follows:

Log in to your Banco di Caribe online banking service using your browser
Choose to make a local transfer by clicking on “Local & Int-isl’
• At ‘Amount’ > Enter the amount you’d like to transfer to your Pay.aw Wallet. Please note that your Pay.aw wallet holds a maximum of Afl. 350 at any time.
• At Currency > Make sure this is set to AWG.
At the beneficiary section:
• At ‘Beneficiary Name’ > Enter Payaw
• At ‘Beneficiary Acct/IBAN’ > Enter 7292929 (This is the Pay.aw account number)
• At ‘Beneficiary’s Address’ > Enter Seroe Blanco 29-A
At the beneficiary Institution section:
• At ‘Bank Name’ > Choose: Aruba Bank
• At ‘Payment Detail’ > Enter the 7-digit mobile number that you’d like to credit (ex. yours, a family member, etc.) Do not use +297, any spaces or special characters.
• At ‘Payment Category’ > Choose ‘Goods-Consumer Goods’

Note: Banco di Caribe will autosave the beneficiary’s name and related information. So, the next time you can reuse the payment. Once Payaw is chosen as the Beneficiary, you can just add the amount, the mobile number and the category and then submit the transaction for processing.

Execute the transfer. Once the transfer is completed the amount you have transferred will be available in your Pay.aw Wallet, typically within a minute or two. Happy Shopping.

How to add money from your Caribbean Mercantile Bank (CMB) bank account to your Pay.aw wallet.

You can send money from your bank account directly to your Pay.aw wallet by making a local bank transfer as follows:

Log in to your CMB Online banking app (or browser)
Choose to make a local transfer
• At ‘Select Bank’ > Choose Aruba Bank
• At ‘Account no.’ > Enter 7292929 (This is the Pay.aw account number)
• At ‘Name’ > Enter Payaw
• At ‘Amount’ > Enter the amount you’d like to transfer to your Pay.aw Wallet. Please note that your Pay.aw wallet holds a maximum of Afl. 350 at any time.
• At ‘ Comment 1’ > Enter the 7-digit mobile number that you’d like to credit (ex. yours, a family member, etc.) Do not use +297, any spaces or special characters.

Suggestion: It would be handy to save this transaction as a template & (turn on) pre-authorize the amount at Afl. 350 so that for future reuse you will not need to enter the e-Pass values.

Execute the transfer. Once the transfer is completed the amount you’ve transferred will be available in your Pay.aw Wallet, typically within a minute or two. Happy Shopping.

How to transfer money from your Pay.aw wallet back to your Aruba Bank account

• Tap on ‘Bank’ and then on ‘Wallet to Bank’
• Enter the desired amount (or choose from one of the quick amount links)
• Tap on Continue
• Enter your PIN
• Money is automatically transferred from your wallet to your Aruba Bank account

Please note that a small Afl. 0.25 bank-out fee will be applied by the bank.

Is there a fee associated with a personal Pay.aw account?

At this time, Setar N.V. is not charging a fee for personal Pay.aw accounts. Setar N.V. will as usual provide advance notice in case a fee is introduced for a personal Pay.aw account.

How to pay Setar bill in Pay.aw?

• Tap on ‘Bill Payments’ on Pay.aw app
• Select “Setar” as the company you want to pay
• Scan the barcode which appears at the top of your Setar invoice or, alternatively, manually enter your Setar account number
• Tap on Continue
• The Pay.aw app will present the outstanding balance for the account
• Fill in the amount
• Tap on ‘Continue’
• Enter your 5-digit PIN
• Invoice is paid

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